Torstar Capital will offer you a tailor made solution to your working capital requirements.

With Torstar Capital working capital solutions, you can focus on improving your productivity and tackling new markets.

Torstar Capital offers innovative financing products that will allow you take maximal advantage of the value of your assets by immediately freeing up cash frozen in receivables, contracts, notes, equipments and other tangible assets.

Torstar Capital is very well aware of economic and general business conditions prevailing in the area where you are conducting business.

Torstar Capital leasing allows you to select the required equipment from your supplier. Once your choice is made, Torstar Capital buys it from your supplier under terms and conditions agreed between you and your supplier. Torstar Capital then proceeds with the purchase and rents it to you under terms and conditions previously agreed between you and Torstar.

At the end of the leasing contract, you can acquire the equipment as per the agreement between you and Torstar Capital.

The Torstar Capital lease allows you to finance off your balance sheet the acquisition of goods and equipment, thus maintaining the appropriate level of working capital in the business and allowing you to spread taxes related to the transaction over the life of the agreement between you and Torstar.

Torstar Capital leasing can also provide you interesting income tax benefits.

• Interim financing during reorganization and/or restructuring;
• Interim financing in the transfer to another lender or another financial institution;
• Interim financing while you put in place the sale of your business;
• Interim financing on a sale of assets;
• Interim financing on a property sale;
• Torstar Capital can usually prepare for you an interim financing tailored to your specific needs for a three months period.

We also offer other types of interim financing based on your needs.

For more information, please contact us.

This instrument allows our customers to increase their sales volume by providing them the necessary liquidities to buy directly from their Chinese suppliers that demand, in many cases, upfront payment for an order.

As required, Torstar Capital can intervene at any time during the importing process from the issuance of a purchase order to a Chinese manufacturer to final payment by your customer.

For Exporters

Our export factoring program can accelerate your invoice payments if your US, Canadian or foreign (export) customers take 15 to 90 days to pay your invoices. This provides you with working capital to pay suppliers and meet payroll.

For Importers

Our import financing / purchase order financing handles supplier payments for your large purchase orders. This allows you to take on orders and deliver orders that in that past would have exceeded your working capital capabilities.

Import and Export Finance Benefits

The biggest benefit of import and export financing is that you’ll get the working capital you need to grow your company. Torstar Capital can provide you with the funding you need to take on new opportunities, both locally and internationally. Benefits include:

• Commercial trade credit verification services and help you establish credit limits for your national and international customers.
• Predicable cash flow. Torstar Capital can advance funds against invoices, providing you with working capital to pay employees and suppliers.
• Financing to pay your suppliers – allowing you to deliver your large purchase orders.